@font-face{font-family:"Mukta Malar";font-weight:400;font-display:swap;src:url(/fonts/mukta-malar-tamil-400-normal.woff2) format("woff2");unicode-range:U+0B80-0BFF,U+200C-200D,U+25CC}
@font-face{font-family:"Mukta Malar";font-weight:400;font-display:swap;src:url(/fonts/mukta-malar-latin-400-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20B9,U+2122,U+2190-2199,U+2212}
@font-face{font-family:"Mukta Malar";font-weight:600;font-display:swap;src:url(/fonts/mukta-malar-tamil-600-normal.woff2) format("woff2");unicode-range:U+0B80-0BFF,U+200C-200D,U+25CC}
@font-face{font-family:"Mukta Malar";font-weight:600;font-display:swap;src:url(/fonts/mukta-malar-latin-600-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20B9,U+2122,U+2190-2199,U+2212}
@font-face{font-family:"Mukta Malar";font-weight:700;font-display:swap;src:url(/fonts/mukta-malar-tamil-700-normal.woff2) format("woff2");unicode-range:U+0B80-0BFF,U+200C-200D,U+25CC}
@font-face{font-family:"Mukta Malar";font-weight:700;font-display:swap;src:url(/fonts/mukta-malar-latin-700-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20B9,U+2122,U+2190-2199,U+2212}
@font-face{font-family:"Mukta Malar";font-weight:800;font-display:swap;src:url(/fonts/mukta-malar-tamil-800-normal.woff2) format("woff2");unicode-range:U+0B80-0BFF,U+200C-200D,U+25CC}
@font-face{font-family:"Mukta Malar";font-weight:800;font-display:swap;src:url(/fonts/mukta-malar-latin-800-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20B9,U+2122,U+2190-2199,U+2212}
@font-face{font-family:"Fraunces";font-style:italic;font-weight:400;font-display:swap;src:url(/fonts/fraunces-latin-400-italic.woff2) format("woff2")}
@font-face{font-family:"Fraunces";font-weight:600;font-display:swap;src:url(/fonts/fraunces-latin-600-normal.woff2) format("woff2")}
/* Nimmadhi Debt Care — site styles */
:root{
  --ink:#081E22;--night:#0B2A2E;--teal:#0F3B3A;--teal2:#1C5B57;--teal3:#2E7A72;
  --dawn:#F2B35B;--dawn2:#F8DDA8;--ember:#E9A35A;--cream:#FBF6EC;--paper:#F4EDE0;--gold:#D4A94A;
  --text:#14302F;--muted:#4E6765;--line:rgba(20,48,47,.12);
  --r:22px;--r-sm:14px;--shadow:0 18px 50px -20px rgba(8,30,34,.35);
  --ease:cubic-bezier(.22,.8,.24,1);
  --f-ta:"Mukta Malar",system-ui,sans-serif;--f-en:"Fraunces",Georgia,serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--f-ta);color:var(--text);background:var(--cream);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,video,svg{display:block;max-width:100%}
a{color:inherit}
button{font:inherit;cursor:pointer;border:0;background:none;color:inherit}
:focus-visible{outline:3px solid var(--dawn);outline-offset:3px;border-radius:6px}
.wrap{width:min(1160px,100% - 40px);margin-inline:auto}
.narrow{width:min(780px,100% - 40px);margin-inline:auto}

/* language switching */
html[lang="ta"] .e{display:none!important}
html[lang="en"] .t{display:none!important}
html[lang="en"] body{font-size:17.5px}
.en-accent{font-family:var(--f-en);font-style:italic;font-weight:400}
html[lang="en"] .hl{font-family:var(--f-en);font-weight:600;letter-spacing:-.01em}

/* type */
h1,h2,h3{line-height:1.22;font-weight:800;color:inherit}
.hl{font-size:clamp(30px,4.6vw,54px)}
h2.hl{font-size:clamp(28px,3.8vw,44px)}
h3{font-size:clamp(19px,1.8vw,22px);font-weight:700}
.kicker{display:inline-flex;align-items:center;gap:10px;font-weight:700;font-size:13.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--teal2)}
.kicker::before{content:"";width:26px;height:2px;background:currentColor;border-radius:2px}
.lead{font-size:clamp(17px,1.5vw,20px);color:var(--muted);max-width:62ch}
.sub-en{display:block;font-family:var(--f-en);font-style:italic;font-weight:400;color:var(--muted);font-size:.6em;margin-top:.35em;line-height:1.3}
.center{text-align:center}.center .lead{margin-inline:auto}
section{position:relative}
.sec{padding:clamp(70px,10vw,130px) 0}
.sec-head{margin-bottom:clamp(36px,5vw,60px)}
.sec-head .hl{margin:14px 0 14px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 26px;border-radius:999px;font-weight:700;font-size:16.5px;text-decoration:none;transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s;white-space:nowrap}
.btn svg{width:20px;height:20px;flex:none}
.btn-sun{background:linear-gradient(135deg,var(--dawn2),var(--dawn));color:var(--ink);box-shadow:0 12px 34px -10px rgba(242,179,91,.75)}
.btn-sun:hover{transform:translateY(-2px);box-shadow:0 18px 40px -10px rgba(242,179,91,.9)}
.btn-ghost{border:1.5px solid rgba(251,246,236,.45);color:var(--cream)}
.btn-ghost:hover{background:rgba(251,246,236,.1)}
.btn-ink{background:var(--teal);color:var(--cream)}
.btn-ink:hover{background:var(--teal2);transform:translateY(-2px)}
.btn-line{border:1.5px solid var(--line);color:var(--text);background:#fff}
.btn-line:hover{border-color:var(--teal2)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* header */
.hdr{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .4s,box-shadow .4s,backdrop-filter .4s}
.hdr .wrap{display:flex;align-items:center;gap:18px;height:74px}
.hdr.solid{background:rgba(8,30,34,.82);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);box-shadow:0 1px 0 rgba(251,246,236,.08)}
.hdr.light:not(.solid){color:var(--text)}
.hdr{color:var(--cream)}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;margin-right:auto}
.logo svg{width:42px;height:42px;flex:none;border-radius:11px;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.logo b{display:block;font-size:22px;font-weight:800;line-height:1}
.logo small{display:block;font-size:10.5px;letter-spacing:.24em;font-weight:700;opacity:.75;margin-top:4px}
.nav{display:flex;gap:4px}
.nav a{white-space:nowrap;padding:9px 12px;border-radius:999px;text-decoration:none;font-weight:600;font-size:15px;opacity:.86;transition:background .25s,opacity .25s}
.nav a:hover,.nav a[aria-current]{opacity:1;background:rgba(251,246,236,.1)}
.hdr.light:not(.solid) .nav a:hover,.hdr.light:not(.solid) .nav a[aria-current]{background:rgba(20,48,47,.07)}
.lang{display:flex;border:1.5px solid currentColor;border-radius:999px;padding:3px;opacity:.9}
.lang button{padding:5px 11px;border-radius:999px;font-size:13px;font-weight:700}
html[lang="ta"] .lang [data-l="ta"],html[lang="en"] .lang [data-l="en"]{background:var(--dawn);color:var(--ink)}
.hdr .btn{padding:11px 18px;font-size:15px}
.burger{display:none;width:44px;height:44px;border-radius:12px;align-items:center;justify-content:center}
.burger span,.burger span::before,.burger span::after{display:block;width:22px;height:2px;background:currentColor;border-radius:2px;position:relative;transition:.3s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0}
.burger span::before{top:-7px}.burger span::after{top:7px}
.menu-open .burger span{background:transparent}
.menu-open .burger span::before{top:0;transform:rotate(45deg)}
.menu-open .burger span::after{top:0;transform:rotate(-45deg)}
.mnav{position:fixed;inset:0;z-index:45;background:radial-gradient(120% 70% at 50% 110%,rgba(242,179,91,.35),transparent 60%),var(--ink);color:var(--cream);display:flex;flex-direction:column;justify-content:center;padding:90px 28px 40px;gap:6px;opacity:0;visibility:hidden;transition:opacity .4s,visibility .4s}
.mnav a{font-size:28px;font-weight:700;text-decoration:none;padding:8px 0;transform:translateY(14px);opacity:0;transition:transform .5s var(--ease),opacity .5s}
.menu-open .mnav{opacity:1;visibility:visible}
.menu-open .mnav a{transform:none;opacity:1}
.mnav .btn{margin-top:22px;align-self:flex-start}
@media (max-width:1180px){.nav,.hdr .btn-hide{display:none}.burger{display:flex}}

/* mobile action bar */
.abar{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;display:none;gap:10px;padding:8px;border-radius:20px;background:rgba(8,30,34,.9);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:0 16px 40px rgba(0,0,0,.35);transform:translateY(130%);transition:transform .5s var(--ease)}
.abar.show{transform:none}
.abar a{flex:1;padding:13px 10px;font-size:15.5px}
.abar .call{background:rgba(251,246,236,.1);color:var(--cream)}
@media (max-width:760px){.abar{display:flex}body{padding-bottom:84px}}

/* ===== HERO (night → dawn) ===== */
.hero{height:260vh;background:var(--ink);color:var(--cream)}
.hero-stage{position:sticky;top:0;height:100vh;height:100svh;overflow:hidden;display:flex;align-items:center}
.sky,.sky-dawn,#stars,.sun,.horizon,.haze{position:absolute;pointer-events:none}
.sky{inset:0;background:linear-gradient(180deg,#041214 0%,#08222A 45%,#0D3337 100%)}
.sky-dawn{inset:0;opacity:var(--p,0);background:linear-gradient(180deg,#0E3A3C 0%,#2A6A63 34%,#C98A55 68%,#F5C987 86%,#FBE6BE 100%)}
#stars{inset:0;width:100%;height:100%;opacity:calc(1 - var(--p,0)*1.1)}
.sun{left:50%;bottom:0;width:min(62vw,560px);aspect-ratio:1;border-radius:50%;
  transform:translate(-50%,calc(70% - var(--p,0)*46%));
  background:radial-gradient(circle at 50% 50%,#FFF3D6 0%,#FBD898 22%,#F2B35B 42%,rgba(242,179,91,.35) 58%,rgba(242,179,91,0) 72%);
  filter:saturate(calc(.6 + var(--p,0)*.6));opacity:calc(.35 + var(--p,0)*.65)}
.breath{animation:breath 10s ease-in-out infinite}
@keyframes breath{0%,100%{scale:1}40%{scale:1.08}}
.horizon{left:0;right:0;bottom:0;height:22%;background:linear-gradient(180deg,rgba(8,30,34,0),rgba(8,30,34,.55) 55%,#081E22)}
.haze{inset:auto 0 0 0;height:60%;background:radial-gradient(60% 60% at 50% 100%,rgba(248,221,168,calc(var(--p,0)*.55)),transparent 70%)}
.hero-copy{position:relative;z-index:2;width:min(1000px,100% - 40px);margin:0 auto;text-align:center;padding-top:40px}
.scene{position:absolute;left:0;right:0;top:50%;transform:translateY(-50%);padding:0 6px;opacity:0;transition:opacity .9s var(--ease),transform .9s var(--ease),filter .9s;filter:blur(6px)}
.scene.on{opacity:1;filter:none}
.scene .time{font-family:var(--f-en);font-style:italic;font-size:clamp(18px,2vw,22px);color:var(--dawn2);opacity:.85;margin-bottom:18px;letter-spacing:.02em}
.scene .big{font-size:clamp(32px,5.6vw,68px);font-weight:800;line-height:1.18;text-shadow:0 2px 30px rgba(0,0,0,.25)}
html[lang="en"] .scene .big{font-family:var(--f-en);font-weight:600;letter-spacing:-.015em}
.scene .small{margin-top:20px;font-size:clamp(17px,1.7vw,21px);color:rgba(251,246,236,.82);max-width:640px;margin-inline:auto}
.scene .btn-row{justify-content:center;margin-top:30px}
.scene-final .big{color:#fff}
.hero-stage .stage-h{position:relative;width:100%;height:100%}
.scroll-cue{position:absolute;z-index:3;bottom:28px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:10px;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:rgba(251,246,236,.7);transition:opacity .5s}
.scroll-cue i{width:26px;height:42px;border:2px solid rgba(251,246,236,.5);border-radius:14px;position:relative}
.scroll-cue i::after{content:"";position:absolute;left:50%;top:8px;width:4px;height:8px;margin-left:-2px;border-radius:2px;background:var(--dawn);animation:cue 1.8s infinite}
@keyframes cue{0%{opacity:0;transform:translateY(0)}30%{opacity:1}100%{opacity:0;transform:translateY(14px)}}
.hero-quick{position:absolute;z-index:3;bottom:26px;right:26px;display:flex;gap:10px}
@media (max-width:760px){.hero-quick{display:none}}
.breathe-pill{display:inline-flex;align-items:center;gap:10px;margin-top:26px;padding:8px 16px 8px 10px;border-radius:999px;background:rgba(251,246,236,.08);border:1px solid rgba(251,246,236,.16);font-size:14.5px;color:rgba(251,246,236,.85)}
.breathe-pill i{width:18px;height:18px;border-radius:50%;background:var(--dawn);box-shadow:0 0 0 0 rgba(242,179,91,.6);animation:pulse 10s ease-in-out infinite}
@keyframes pulse{0%,100%{transform:scale(.6);box-shadow:0 0 0 0 rgba(242,179,91,.5)}40%{transform:scale(1.15);box-shadow:0 0 0 12px rgba(242,179,91,0)}}

/* page hero (inner pages) */
.phero{position:relative;color:var(--cream);background:var(--ink);padding:150px 0 90px;overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background:radial-gradient(70% 90% at 50% 120%,rgba(242,179,91,.55),rgba(242,179,91,0) 60%),radial-gradient(50% 60% at 85% 0%,rgba(46,122,114,.35),transparent 70%)}
.phero .sunlet{position:absolute;left:50%;bottom:-210px;width:420px;height:420px;margin-left:-210px;border-radius:50%;background:radial-gradient(circle,#FFF0CF 0%,#F6C67A 30%,rgba(242,179,91,0) 68%);animation:rise 2.4s var(--ease) both}
@keyframes rise{from{transform:translateY(120px);opacity:0}to{transform:none;opacity:1}}
.phero .wrap{position:relative}
.phero .kicker{color:var(--dawn2)}
.phero .lead{color:rgba(251,246,236,.8)}
.phero .hl{margin:14px 0}
.phero .sub-en{color:rgba(251,246,236,.65)}

/* reveal */
.rv{opacity:0;transform:translateY(28px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv[data-d="1"]{transition-delay:.08s}.rv[data-d="2"]{transition-delay:.16s}.rv[data-d="3"]{transition-delay:.24s}.rv[data-d="4"]{transition-delay:.32s}

/* cards / grids */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:1fr 1fr}}
@media (max-width:680px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:0 1px 0 rgba(255,255,255,.6) inset;transition:transform .5s var(--ease),box-shadow .5s var(--ease)}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card h3{margin-bottom:8px}
.card p{color:var(--muted)}
.ico{width:52px;height:52px;border-radius:16px;display:flex;align-items:center;justify-content:center;background:linear-gradient(160deg,var(--teal),var(--teal2));color:var(--dawn2);margin-bottom:18px}
.ico svg{width:26px;height:26px}

/* trust band */
.band{background:var(--teal);color:var(--cream);padding:26px 0;overflow:hidden}
.band ul{list-style:none;display:flex;gap:46px;width:max-content;animation:marq 38s linear infinite}
.band li{display:flex;align-items:center;gap:12px;font-weight:600;font-size:16px;white-space:nowrap}
.band li::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--dawn);box-shadow:0 0 12px var(--dawn)}
@keyframes marq{to{transform:translateX(-50%)}}
.band:hover ul{animation-play-state:paused}

/* worries */
.worry{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;align-items:start}
@media (max-width:860px){.worry{grid-template-columns:1fr}}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:12px 18px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font-weight:600;font-size:15.5px;text-align:left;transition:all .3s var(--ease)}
.chip:hover{border-color:var(--teal2)}
.chip[aria-pressed="true"]{background:var(--teal);color:var(--cream);border-color:var(--teal);box-shadow:0 10px 26px -10px rgba(15,59,58,.7)}
.answer{background:linear-gradient(160deg,var(--night),var(--teal));color:var(--cream);border-radius:28px;padding:clamp(26px,4vw,42px);position:relative;overflow:hidden;min-height:330px}
.answer::after{content:"";position:absolute;right:-90px;bottom:-120px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(242,179,91,.55),rgba(242,179,91,0) 65%)}
.answer .q{font-family:var(--f-en);font-style:italic;color:var(--dawn2);font-size:18px;margin-bottom:10px}
.answer h3{font-size:clamp(22px,2.4vw,28px);margin-bottom:14px}
.answer p{color:rgba(251,246,236,.84);position:relative;z-index:1}
.answer ul{margin:16px 0 0 0;padding:0;list-style:none;position:relative;z-index:1}
.answer li{padding:8px 0 8px 30px;position:relative;color:rgba(251,246,236,.9)}
.answer li::before{content:"";position:absolute;left:0;top:15px;width:16px;height:9px;border-left:2.5px solid var(--dawn);border-bottom:2.5px solid var(--dawn);transform:rotate(-45deg)}
.answer .btn{margin-top:22px;position:relative;z-index:1}
.answer .swap{animation:swap .6s var(--ease)}
@keyframes swap{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}

/* journey */
.journey{position:relative;display:grid;gap:26px;padding-left:76px}
.journey .rail{position:absolute;left:26px;top:10px;bottom:10px;width:3px;background:var(--line);border-radius:3px;overflow:hidden}
.journey .rail i{position:absolute;left:0;top:0;width:100%;height:calc(var(--jp,0)*100%);background:linear-gradient(180deg,var(--teal2),var(--dawn));border-radius:3px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 28px}
.step .n{position:absolute;left:-76px;top:18px;width:55px;height:55px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:20px;background:var(--cream);border:3px solid var(--line);color:var(--muted);transition:all .6s var(--ease)}
.step.lit .n{background:var(--dawn);border-color:var(--dawn2);color:var(--ink);box-shadow:0 0 0 8px rgba(242,179,91,.18)}
.step .meta{font-size:13.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal2);margin-bottom:4px}
.step p{color:var(--muted)}

/* video */
.vid-sec{background:var(--ink);color:var(--cream);overflow:hidden}
.vid-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(30px,5vw,70px);align-items:center}
@media (max-width:860px){.vid-grid{grid-template-columns:1fr}}
.vid-box{position:relative;border-radius:28px;overflow:hidden;box-shadow:0 40px 80px -30px rgba(0,0,0,.6);aspect-ratio:4/5;background:#0B2A2E;max-width:460px;margin-inline:auto;width:100%}
.vid-box video{width:100%;height:100%;object-fit:cover}
.vid-box .play{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;background:linear-gradient(180deg,rgba(8,30,34,0) 40%,rgba(8,30,34,.55))}
.vid-box .play span{width:84px;height:84px;border-radius:50%;background:rgba(251,246,236,.92);display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 0 rgba(251,246,236,.5);animation:ring 2.4s infinite}
.vid-box .play svg{width:30px;height:30px;color:var(--ink);margin-left:5px}
@keyframes ring{0%{box-shadow:0 0 0 0 rgba(251,246,236,.45)}100%{box-shadow:0 0 0 26px rgba(251,246,236,0)}}
.vid-box.playing .play{display:none}
.vid-sec .lead{color:rgba(251,246,236,.78)}
.vid-sec .kicker{color:var(--dawn2)}
.quote{font-size:clamp(22px,2.6vw,32px);font-weight:700;line-height:1.35;margin:18px 0}
.vnote{font-size:13px;color:rgba(251,246,236,.5);margin-top:14px}

/* rights flip cards */
.flip{perspective:1200px;min-height:290px}
.flip-in{position:relative;width:100%;height:100%;min-height:290px;transition:transform .9s var(--ease);transform-style:preserve-3d}
.flip:hover .flip-in,.flip.on .flip-in{transform:rotateY(180deg)}
.flip-f,.flip-b{position:absolute;inset:0;backface-visibility:hidden;-webkit-backface-visibility:hidden;border-radius:var(--r);padding:28px;display:flex;flex-direction:column}
.flip-f{background:#fff;border:1px solid var(--line)}
.flip-b{background:linear-gradient(160deg,var(--teal),var(--teal2));color:var(--cream);transform:rotateY(180deg)}
.flip-f .big{font-size:44px;font-weight:800;color:var(--teal);line-height:1;margin:auto 0 12px}
.flip-f .tap{margin-top:auto;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--teal2);display:flex;gap:8px;align-items:center}
.flip-b p{color:rgba(251,246,236,.88)}
.flip-b h3{margin-bottom:10px;color:var(--dawn2)}

/* calculator */
.calc{display:grid;grid-template-columns:1.05fr .95fr;gap:0;border-radius:30px;overflow:hidden;box-shadow:var(--shadow);background:#fff;border:1px solid var(--line)}
@media (max-width:900px){.calc{grid-template-columns:1fr}}
.calc-in{padding:clamp(26px,4vw,44px)}
.calc-out{padding:clamp(26px,4vw,44px);background:linear-gradient(160deg,var(--night),var(--teal));color:var(--cream);position:relative;overflow:hidden}
.calc-out::after{content:"";position:absolute;left:50%;bottom:-180px;width:360px;height:360px;margin-left:-180px;border-radius:50%;background:radial-gradient(circle,rgba(242,179,91,.5),transparent 65%)}
.field{margin-bottom:26px}
.field label,.flabel{display:flex;justify-content:space-between;align-items:baseline;gap:10px;font-weight:700;margin-bottom:12px}
.field output{font-size:22px;font-weight:800;color:var(--teal)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:8px;background:linear-gradient(90deg,var(--teal2) 0 var(--v,30%),#E7E0D2 var(--v,30%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:var(--dawn);border:4px solid #fff;box-shadow:0 4px 14px rgba(8,30,34,.35);cursor:grab}
input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:var(--dawn);border:4px solid #fff;box-shadow:0 4px 14px rgba(8,30,34,.35);cursor:grab}
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:6px}
.tier{border:1.5px solid var(--line);border-radius:14px;padding:12px;font-size:14px;transition:all .4s var(--ease);color:var(--muted)}
.tier b{display:block;font-size:19px;color:var(--text)}
.tier.on{border-color:var(--teal2);background:rgba(28,91,87,.07);color:var(--text);transform:translateY(-2px)}
.out-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:13px 0;border-bottom:1px solid rgba(251,246,236,.12);position:relative;z-index:1}
.out-row span{color:rgba(251,246,236,.75)}
.out-row b{font-size:20px}
.out-row.hi b{font-size:30px;color:var(--dawn2)}
.calc-note{font-size:13.5px;color:rgba(251,246,236,.62);margin-top:18px;position:relative;z-index:1}
.calc-in .small{font-size:14px;color:var(--muted)}

/* promises */
.promise{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media (max-width:780px){.promise{grid-template-columns:1fr}}
.pcol{border-radius:28px;padding:clamp(26px,4vw,40px)}
.pcol.yes{background:#fff;border:1px solid var(--line)}
.pcol.no{background:var(--ink);color:var(--cream)}
.pcol h3{font-size:24px;margin-bottom:18px;display:flex;align-items:center;gap:12px}
.pcol ul{list-style:none}
.pcol li{padding:13px 0 13px 38px;position:relative;border-top:1px solid var(--line)}
.pcol.no li{border-color:rgba(251,246,236,.12);color:rgba(251,246,236,.88)}
.pcol li::before{position:absolute;left:0;top:13px;width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800}
.pcol.yes li::before{content:"✓";background:rgba(28,91,87,.12);color:var(--teal2)}
.pcol.no li::before{content:"✕";background:rgba(242,179,91,.18);color:var(--dawn)}

/* faq */
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:22px 50px 22px 0;font-weight:700;font-size:18px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:8px;top:50%;width:14px;height:14px;margin-top:-10px;border-right:2.5px solid var(--teal2);border-bottom:2.5px solid var(--teal2);transform:rotate(45deg);transition:transform .4s var(--ease)}
.faq details[open] summary::after{transform:rotate(-135deg);margin-top:-3px}
.faq .ans{padding:0 0 24px;color:var(--muted);max-width:70ch}
.faq .ans p+p{margin-top:10px}

/* final dawn */
.dawn{position:relative;overflow:hidden;color:var(--ink);text-align:center;padding:clamp(100px,14vw,170px) 0;background:linear-gradient(180deg,var(--cream) 0%,#F9E3BC 40%,#F3C27D 75%,#E9A35A 100%)}
.dawn .sunbig{position:absolute;left:50%;bottom:-48%;width:min(1100px,160vw);aspect-ratio:1;transform:translateX(-50%);border-radius:50%;background:radial-gradient(circle,#FFF7E4 0%,#FFE6B3 28%,rgba(255,230,179,0) 62%);animation:breath 10s ease-in-out infinite}
.dawn .rays{position:absolute;left:50%;bottom:-30%;width:180vw;aspect-ratio:1;transform:translateX(-50%);background:repeating-conic-gradient(from 0deg,rgba(255,255,255,.16) 0 4deg,transparent 4deg 14deg);-webkit-mask:radial-gradient(circle,#000 0,transparent 60%);mask:radial-gradient(circle,#000 0,transparent 60%);animation:spin 120s linear infinite}
@keyframes spin{to{transform:translateX(-50%) rotate(360deg)}}
.dawn .wrap{position:relative}
.dawn .hl{font-size:clamp(34px,5.4vw,66px);margin:16px 0}
.dawn .lead{color:#5B4A2E;margin-inline:auto}
.dawn .btn-row{justify-content:center;margin-top:30px}
.dawn .kicker{color:#8A5A1A}

/* footer */
.ftr{background:var(--ink);color:rgba(251,246,236,.78);padding:70px 0 34px;font-size:15px}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
@media (max-width:900px){.ftr-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.ftr-grid{grid-template-columns:1fr}}
.ftr h4{color:var(--cream);font-size:14px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}
.ftr a{text-decoration:none}.ftr a:hover{color:var(--dawn2)}
.ftr ul{list-style:none;display:grid;gap:8px}
.ftr .logo{color:var(--cream);margin-bottom:16px}
.ftr .legal{border-top:1px solid rgba(251,246,236,.1);margin-top:46px;padding-top:24px;font-size:13px;color:rgba(251,246,236,.55);display:grid;gap:10px}
.ftr .help{margin-top:16px;padding:14px 16px;border-radius:14px;background:rgba(251,246,236,.06);font-size:14px}
.ftr .help b{color:var(--dawn2)}

/* prose (inner pages) */
.prose h2{font-size:clamp(24px,2.6vw,32px);margin:52px 0 14px}
.prose h3{margin:30px 0 10px}
.prose p,.prose li{color:#33504E}
.prose p+p{margin-top:14px}
.prose ul,.prose ol{padding-left:22px;margin:12px 0;display:grid;gap:8px}
.prose a{color:var(--teal2);font-weight:600}
.note{border-left:4px solid var(--dawn);background:#FFF8EA;padding:18px 22px;border-radius:0 14px 14px 0;margin:24px 0;color:#5B4A2E}
.tbl{width:100%;border-collapse:collapse;margin:16px 0;font-size:16px;background:#fff;border-radius:14px;overflow:hidden;border:1px solid var(--line)}
.tbl th,.tbl td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--teal);color:var(--cream);font-weight:700}
.tbl tr:last-child td{border-bottom:0}
.steps-v{counter-reset:s;list-style:none;padding:0!important}
.steps-v li{counter-increment:s;position:relative;padding:0 0 0 54px!important;min-height:40px}
.steps-v li::before{content:counter(s);position:absolute;left:0;top:-2px;width:38px;height:38px;border-radius:50%;background:var(--teal);color:var(--dawn2);display:flex;align-items:center;justify-content:center;font-weight:800}

/* form */
.form-wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:start}
@media (max-width:900px){.form-wrap{grid-template-columns:1fr}}
.form{background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(24px,4vw,40px);box-shadow:var(--shadow)}
.prog{display:flex;gap:6px;margin-bottom:26px}
.prog i{flex:1;height:5px;border-radius:5px;background:#E7E0D2;transition:background .4s}
.prog i.on{background:linear-gradient(90deg,var(--teal2),var(--dawn))}
.qstep{display:none;animation:swap .5s var(--ease)}
.qstep.on{display:block}
.qstep h3{font-size:clamp(20px,2.2vw,25px);margin-bottom:6px}
.qstep .hint{color:var(--muted);font-size:15px;margin-bottom:18px}
.opts{display:grid;gap:10px}
.opt{display:flex;align-items:center;gap:12px;padding:15px 18px;border:1.5px solid var(--line);border-radius:16px;cursor:pointer;font-weight:600;transition:all .25s}
.opt:hover{border-color:var(--teal2)}
.opt input{accent-color:var(--teal2);width:20px;height:20px;flex:none}
.opt:has(input:checked){border-color:var(--teal2);background:rgba(28,91,87,.06)}
.inp{width:100%;padding:15px 18px;border:1.5px solid var(--line);border-radius:16px;font:inherit;background:#fff;color:var(--text)}
.inp:focus{outline:none;border-color:var(--teal2);box-shadow:0 0 0 4px rgba(28,91,87,.12)}
.form-nav{display:flex;justify-content:space-between;gap:10px;margin-top:24px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--muted);margin-top:16px}
.consent input{margin-top:4px;accent-color:var(--teal2);width:18px;height:18px;flex:none}
.err{color:#A2422A;font-size:14px;margin-top:10px;min-height:1em}
.side{display:grid;gap:16px}
.side .card{padding:24px}
.side .card h3{font-size:18px}

/* 404 */
.lost{min-height:100vh;display:flex;align-items:center;justify-content:center;text-align:center;background:var(--ink);color:var(--cream);position:relative;overflow:hidden}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .rv{opacity:1;transform:none}
}

html[lang="ta"] .kicker{letter-spacing:.02em;text-transform:none;font-size:14.5px}
html[lang="ta"] .scroll-cue,html[lang="ta"] .ftr h4{letter-spacing:.02em}
.field output{white-space:nowrap}
.field label{flex-wrap:wrap}
.flip-f .big{font-size:clamp(32px,2.9vw,44px);white-space:nowrap}